NatWest is a member of the Royal Bank of Scotland Group, which is currently the third largest bank in the UK. NatWest offer a wide variety of accounts including a selection fee paying accounts that come with added benefits. These are known as packaged bank accounts.

NatWest’s packaged accounts, past and present, typically come with benefits such as mobile phone and gadget insurance, travel insurance and breakdown cover. Some of the accounts come with worldwide airport lounge access.

Monthly account fees range from £10 to £24. However, some people have signed up to these accounts without knowing that there is a fee, or without actually qualifying for the insurance policies.